Loan repayment calculator

Estimate monthly payments and total cost of borrowing on a UK personal loan.

Loan calculator

Loan amount

APR

Term

years

Monthly payment

£249

Outstanding balance over the loan term

Take-home pay from a gross salary, with pension and student loan.

Annual take-home from an hourly rate and weekly hours.

Reverse-engineer the gross salary needed for a take-home target.

Income tax plus Class 2 and Class 4 NI on profits.

Optimal split for limited company directors.

Monthly repayments, total interest and loan-to-value.

Compound growth from regular contributions.