Self-employed income calculator

Estimate income tax and National insurance on profits from self-employment.

Self-employed tax calculator

Tax year

Annual profitIncome minus allowable expenses

Student loan plan

Postgraduate loanI'm a Scottish taxpayer (apply Scottish income tax bands)

Take-home profit

£32,868

after tax and NI on £40,000 profit

Per month

£2,739

Effective tax rate

17.8%

Take-home pay from a gross salary, with pension and student loan.

Annual take-home from an hourly rate and weekly hours.

Reverse-engineer the gross salary needed for a take-home target.

Optimal split for limited company directors.

Monthly repayments, total interest and loan-to-value.

Monthly payments and cost of borrowing.

Compound growth from regular contributions.